TERMS & CONDITIONS

Interpretation and Definitions

Interpretation

The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of these Terms and Conditions:

  • Account means a unique account created for You to access our Service or parts of our Service.

  • Country refers to: UT, US

  • Company (referred to as either "the Company", "We", "Us" or "Our" in this Agreement) refers to Capital Financial Group, Inc.

  • Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.

  • Feedback means feedback, innovations or suggestions sent by You regarding the attributes, performance or features of our Service.

  • Goods refer to the items offered for sale on the Service.

  • Orders mean a request by You to purchase Goods from Us.

  • Promotions refer to contests, sweepstakes or other promotions offered through the Service.

  • Service refers to the Website.

  • Terms and Conditions (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.

  • Website refers to Capital Financial Group, Inc accessible from https://go.cfghomeloans.com/

  • You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.

Acknowledgement

These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and the Company. These
Terms set out the rights and obligations of all users regarding the use of the Service.

Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms. These Terms apply to all visitors, users, and others who access or use the Service. By accessing or using the Service, You agree to be bound by these Terms. If You disagree with any part of these Terms, then You may not access the Service. You represent that you are over the age of 18. The Company does not permit those under 18 to use the Service.

Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Company's Privacy Policy. Our Privacy Policy describes our policies and procedures on the collection, use, and disclosure of Your personal information when You use the Service and informs You of Your privacy rights and how the law protects You. We do not share or sell your data to anyone. Please read Our Privacy Policy carefully before using Our Service.

Placing Orders for Goods

By placing an Order for Goods through the Service, You warrant that You are legally capable of entering into binding contracts.

Your Information

If You wish to place an Order for Goods available on the Service, You may be asked to supply certain information relevant to Your Order,
including, without limitation, Your name, email, phone number, credit card number, expiration date, billing address, and shipping information.

You represent and warrant that: (i) You have the legal right to use any payment method in connection with any Order; and (ii) the information
You provide is true, correct, and complete. By submitting such information, You authorize us to use the information for the purpose of processing your payment.

Order Cancellation

We reserve the right to refuse or cancel Your Order at any time for certain reasons including but not limited to:

  • Goods availability

  • Errors in the description or prices for Goods

  • Errors in Your Order

We reserve the right to refuse or cancel Your Order if fraud or an unauthorized or illegal transaction is suspected.

Order Cancellation Rights

Goods may only be returned in accordance with these Terms and our Returns Policy.

Availability, Errors and Inaccuracies

We are continually updating Our offerings of Goods. The Goods available may be mispriced, inaccurately described, or unavailable. We
reserve the right to update information and correct errors without prior notice.

Prices Policy

The Company reserves the right to revise prices at any time before accepting an Order.

Payments

All Goods purchased require a one-time payment. Payment methods include Visa, MasterCard, American Express, and others as made available.

User Accounts

When You create an account, You must provide accurate, complete, and current information. You are responsible for safeguarding Your
password and for any activities under Your account. You agree not to disclose Your password to anyone. Notify Us immediately of any breach of security.

Intellectual Property

The Service and its content are and will remain the exclusive property of the Company and its licensors.

Your Feedback to Us

By providing feedback, You assign all rights to the Company. If the assignment is ineffective, You agree to grant the Company a non-exclusive, perpetual, royalty-free right to use the feedback.

Termination

We may terminate or suspend Your Account at any time for violations of these Terms.

Limitation of Liability

The Company’s liability shall be limited to the amount You paid or 100 USD, whichever is greater.

"AS IS" and "AS AVAILABLE" Disclaimer

“AS IS” and “AS AVAILABLE” Disclaimer The Service is provided "AS IS" without warranty of any kind.

Governing Law

The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.

Disputes Resolution

If You have any concern or dispute about the Service, You agree to first try to resolve the dispute informally by contacting the Company.

For European Union (EU) Users

If You are a European Union consumer, you will benefit from any mandatory provisions of the law of the country in which You are resident.

United States Legal Compliance

You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.

Severability and Waiver

Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.

Waiver

Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.

Translation Interpretation

These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.

Changes to These Terms and Conditions

We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.

By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.

Contact Us

If you have any questions about these Terms and Conditions, You can contact us By email: [email protected]